UK Drowning in Debt, Is Debt Management a Way Out?

By Phillip Evans

25 per cent of the UK adult population are saying their financially out of control with a major number, around one million three hundred thousand people, admitting their finances are entirely unmanageable, a report by the insurer AXA says.

AXA reported that mounting credit card bills are now putting just close to 3.8 million people under intense financial pressure and a further one million of UK borrowers are now struggling to keep up their repayments.

Half a million home owners have been threatened with a bailiff or eviction and personal county court judgements CCJs has increased in quarter 3 to their highest level since the start of 2007

The public interest Company that manages the register of judgements on behalf of the Lord Chancellor has reported that within England and Wales County Court Judgements rose by 17.4 per cent year on year to 223,519, its highest level since the beginning of 2007 and from the second quarter of 2008 this is a 25 per cent increase.

Individuals entering into insolvency within the borders of England and Wales are on the up by nearly 9 per cent or just over twenty seven thousand in the 3rd part of 2008 compared with the previous quarter.

Bankruptcies have increase by 12 per cent from 15,500 to just over 17,000 in the second part of the year and personal individual voluntary arrangements (IVAs) are too up 3 per cent from the three months previous.

The credit crunch could be blamed for the increase in corporate and personal insolvency throughout 2008, however, its patently obvious that further failures are going to be compounded by the recession throughout 2009.

It was hoped that the planned Simplified Individual Voluntary Arrangement (SIVA) that had been planned to be implemented early next year would offer some way out, however this has been abandoned by the Insolvency Service.

A simplified version of the IVA, for consumers with debts up to 75,000 and that would only require approval by a simple majority of creditors rather than the 75 per cent majority under normal IVAs, was due to be introduced in April 2009.

The British borrower drowning in debt not wishing to go bankrupt really should consider both the individual voluntary arrangement or a more informal debt management program to help get your debt problems under control. - 2364

About the Author:

The Finance Expert, Enable Finance Ltd provide a FREE impartial and confidential debt management help to ensure our customers don't sink in debt. For our Corporate clients Enable Finance has a dedicated corporate recovery unit if your Company has cash flow or insolvency issues.

How To Set Up A Tickler File

By Dojo Kuhn

On Day 6 of the GTD Thirty Day Challenge, I am going to talk about how I set up my tickler file and exactly how to set up a tickler file.

From what I can tell, David Allen is a big believer in the 43 folders tickler file. If you haven't seen a tickler file before, it is 12 folders for each month and 31 folders for each day. Right now it's January so I'd have my 31 folders behind January. As each day passes, I'd move the previous date behind February. Since today is the 21st for me. Folders for days 1-20 would now be behind the February tab.

Now, how do you use it? Today, I had a bill I learned I had to pay on February 3. I don't want to forget it, so I would put it behind my February 3 tab. When that day rolls around, I check my tickler file and it prompts me to pay the bill.

If you asked me, I think using 43 folders for my tickler file is not the best way to set up a tickler file. First, it's hard to remember to check the tickler each day. You'll be asking yourself, "how do I remind myself to check the tickler file?" Secondly, it's very bulky and not very portable. Third, when you move the folders for each day to the next month you have to take items in that months folder and put them in the right day.

For GTD, the tickler file set up is essential because you have to have a way to remind yourself of future actions. If you are a person who has tons of physical paper items then a foldered style tickler is the way you want to set it up. For me though, my work doesn't create many physical items and so I have a different method to setting up my tickler file to solve the above problems.

Setting Up A Tickler File

Step one is to create a plastic folder that I carry in my briefcase labelled "Waiting For" and all the things I need to remember on future dates go in there.

After that, I would create a folder in my email setup called "Yahoo Reminders". If you look at my folder setup in my other article called How To Set Up Your GTD email, you can see how I have this set up. I then filter all of my Yahoo reminders into this folder and they bypass my inbox.

Finally, I use my Yahoo! calendar, to enter any item I need to remember and make it an "all day event" with an email reminder scheduled to be sent to me 2 days prior to when I need to do it. As a back up, I also have it text to me as well.

So, let's take the above scenario again. I got a bill today that I need to remember on the 3rd of February. I go to my Yahoo! calendar and enter an all day event "Pay important bill" with a reminder scheduled for two days prior. I then take the bill and put it in my "Waiting For" folder in my briefcase.

On February 1st, an email is sent ot me that reminds me I have to pay a bill on the third. The email bypasses my inbox and is filtered into my Yahoo reminder folder. As a backup, I get a text message too. Using text and email both gives me a backup in case I can't check my Yahoo reminders folder I then have a reminder sitting on my blackberry too. I review my reminders each day on my Blackberry and if I am at my computer, I review them too.

This system works fantastic for me. It's extremely portable, it reminds me automatically and I don't have to rethink the items in my tickler when I move the tabs. If you are not using email reminders to help you remember stuff, you have no idea how this can effect your productivity. Even if you use 43 folders, I recommend email reminders 100% to be a part of your GTD system.

Once I learned how to set up a tickler file in this fashion, it improved my effectiveness at remember everything to a complete level. - 2364

About the Author:

Dojo Kuhn has been using GTD since 2005. To assist people set up their Getting Things Done system, he developed a free GTD Thirty Day Challenge that you can use to assist you set up your system. You can also find a video of how to set up a tickler file that shows you how he uses a tickler file.

CFD Broker-Select Wisely

By cfdbroker

With the modern times of mobile communication, it is not unusual to find hidden in a home a trader or a broker who is doing their CFD Trading from the comfort of their own home. Today to be a CFD trader all that you require is a computer setup to multi screen investing servers, the number of the casual or evens serious home based CFD traders has grown a great deal of late and this is because of the internet and the popularity of certain commodity trades.

Today, this article will discuss about the CFD market, and how you can find a great online CFD broker when you do decide to jump on the wagon and become a CFD Trader. Most of the CFD Brokers today offer the ability to be able to trade online, CFD trade over the phone, or CFD trade from you mobile phone.

With the growth of the virtual CFD Trader, we have seen an explosion of online CFD brokerages on the internet in the almost predictable economic elastic demand and supply. Today we are seeing more individuals turning to commodity trading as a viable source of second or even third income, brokerages and financial firms all over the world have responded by extending their services to the modern technology world. Before you choose which firm and which broker to choose, there are few things you need to do.

First step is to find the black list of online CFD brokers and those that have a bad reputation. There are a few collectives that collect a list of names of individuals and companies (including all their aliases and permutations) and place them upon a compiled list for everyone to refer to. If that is not enough, you must also check your local finance and governing body and run a list of potential brokerages and companies you want to join with them - you never know what you might find. Deal with well established companies that have strong regulation. Recently the CFD FX REPORT has researched all the online CFD Brokers and have come up with who they believe to the Best CFD Broker.

Do not be swept off your feet by a long list of credentials if you do not know what they mean or where they even came from in the first place. Be wary of customer testimonials that are written on the website itself, as these can doctored or fabricated.

Use a company that has great references, and has good client testimonials. Check also for longevity, the more years a broker and his company have been around, the more chances that it is a legitimate and viable source of investing advice. Always be careful where you place your money and it is very, very important that you choose a good online broker that is both legitimate and has the needs of your finances at heart. You must feel comfortable with this broker, remember a bad broker can make you BROKER. - 2364

About the Author:

The CFD FX REPORT is a real time trading tool that offers clients free trading reports, with trading ideas, stock market and forex market education as well helping them with. Also if you are looking for a Forex Broker, then feel free to visit our broker section as we recently reviewed all the forex brokers and have found the best on the market.

How Important Is Leadership Development In Business?

By Bart Icles

Executive coaching and leadership training are two great ways to improve productivity in the work place. These techniques can help train employees to perform at a higher level and raise the overall value of the company. In order for this to happen, the employee must be willing to take direction and constructive criticism.

Many times, we have had managers and leaders ask us, What do you do when you have tried to coach and counsel an employee about a performance concern, and the employee has not responded? This can be a very uncomfortable situation for both the employee and his superior. It is essential that the coach and the employee have a sit down talk and get everything on the table.

We have seen far too many cases when the leader has not tried to communicate his concerns into words. Many leaders look for the quick fix and lack on explaining important specifics. When the problem does not improve, the supervisor is mad, and the employee is confused.

One of the most important things to having a successful company is communication between employees and their managers. The only way leadership training and executive coaching will be effective is with trust and communication between team members.

Many people in leadership positions don't understand the entire principle of coaching. Unfortunately, we have seen many cases when the leader coaches his/her employees in a one shot effort. The manager is usually disappointed when he does not see good results. Inspiring and training your employees takes a lot of effort and time. It is a significant investment, but can be the difference between taking your company to the next level. Coaching requires regular ongoing discussions and experiences to achieve the level of support and cooperation needed.

In some work settings employees have become extremely use to heavy authority and strict procedures. Many times, this is not an environment conducive to leadership development. In this situation, employees usually don't feel attached to the job or organization. They lack true desire to improve and become an active part of the team. There are many examples of organizations that have very low performance in this type of a firm. Probable the best thing a leader can do is pull back and reexamine the entire working setting. Management needs to reestablish the company goals and implement a new strategy to be successful.

Establishing the right setting for your firm is a major part of having a successful company. When the employees feel a sense of security and loyalty towards the company, they will be prepared to improve their performance through executive coaching and leadership training. - 2364

About the Author:

CMOE has been helping companies with leadership skill development and executive coaching since 1978. Through new strategic thinking and other innovative business techniques CMOE has established themselves a leader in the business world. Visit www.cmoe.com for more information.

Salary Negotiation 101

By Trevor Davide Grant

Once a person asked me if it was okay to talk about their salary history with an employer during an interview. They were concerned about discussing their history because it was a little low and they thought it would have a negative effect on their salary negotiation. They were wondering how they could avoid the topic with the employer until the right time. My rule is to never be dishonest with an employer, however it is a good idea to avoid this topic until you have nearly closed the deal with getting the job.

In the past, I have been in the same situation, and have been pressured for a response to the tough questions on salary. My approach has been as follows.

1) The approach I would take would be to ask to table the question until later in the interview or for another day. It is important to me that we have first come to a common understanding on the roles and responsibilities of the job, and also, the type of experience I bring to the job, and what I will be contributing to the new company. I would prefer to be paid in line with the current job market and within the companies standards for this role.

2) I have been pressed for an answer several times, and my response is to first try to push it until later in the meeting. I explain that while it is important to me, it is not the most important factor. I would rather ensure that both the employer and I are happy with one another, and that the job lines up with my experience and that my contributions and the company's salary line up within both a fair market value and within the company guidelines. There are many factors beyond just cash that need to be discussed before we can address the salary bottom line.

3) It is very important to be aware before interviewing for the job, what the range is for that position. It is important to determine where I believe I fit within the market percentiles for that job. Most people do not meet the top end of the salary range, and there needs to be room to grow into it. I don't recommend asking for the highest salary in the range unless you know you are a total super star. Your super star status will be confirmed by reference checks, so be reasonable, but also, don't undersell yourself.

4) Regardless of your past salary that you earned in that job role, you should expect to be paid fairly for the current market conditions. You should explain to the new employer that regardless of your past salary, whether it was at or below the market range, you would like to be paid at the salary level that is fair. Your reasons for having a lower than average salary in the past are not pertinent to the new job, and your life situation has changed. Therefore your goal is to have a fair salary negotiation that both sides will be pleased with.

5) If you disclose your salary history information, remember to state your case about the relevance of the information. You may give your personal reasons for accepting the lower pay, but most important is to explain you want the outcome of the salary negotiation to be one where both parties are respected, and that they feel a sense of win-win in the outcome.

Whatever you to, be completely truthful during interviews. The employer has many ways of getting information and they will find out your true salary history if they are so determined. They will also learn about your past performance, and they may even ask you to produce a pay stub to prove your past salary. Remember you're a highly skilled worker, and you bring a lot of value to the position. You just need the skills to communicate that value clearly and effectively to the new employer. - 2364

About the Author:

Trevor Davide Grant is a IT project managerin the software development field and has considerable experience in salary negotiation. Trevor has worked for global telecom, power generation, software development consulting, and a prolific social networking website. He has learned how to negotiate a salary in the most effective way. Learn great tips on the topic of salary negotiation at www.HowToNegotiateASalary.com.

How You Can Remove a Tax Lien

By Matt Douglas

With a tax lien on your credit report your score will be dramatically affected. You should take action to erase this mark from your report.

The first step is to have the bureaus validate the lien. You need to send each bureau a dispute letter.

Surprisingly it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated that 1 in 4 people have inaccurate information on their report.

Once your letter is received an investigation will occur. The bureaus will contact the government and ask them to verify your debt. If it is verified you are going to have to make payment to remove it from your report.

If you have a large debt you should speak with a tax attorney or negotiator to help work out some form of repayment. Frequently you can pay a reduced amount, and when paid you can remove it from your report.

A tax lien can be collected upon for 10 years, and will stay on your report for 7 years once it is paid. If not paid then you can be reporting a tax lien on your report for a considerable amount of time.

Once you pay your lien in full, we suggest you wait 3 months and then dispute the mark with the bureaus again. It has been learned that once payment is made the tax departments will frequently ignore validation requests from the bureaus.

Thus your lien will not be verified and the bureaus will remove it from your report. Additionally if this mark was make in error then send any documentation along with your dispute letter to prove that.

Repayment

The state and federal government are willing to negotiate and settle on a reduced payment. It is called an OIC (offer in compromise), this just means that the government is accepting partial payment.

The government will look at; your ability to repay, your income, your assets, and what they expect to recover. Additionally it will help your chances of acceptance, if you attach a letter showing financial hardship.

It may be in your interest to hire a tax negotiator to help with this. However you do not have to just live with this mark on your report.

In sum, you can remove a tax lien and other negative marks from your credit report. You do not just have to live with bad credit. - 2364

About the Author:

For more credit repair tips or for a free credit repair letter to send to the bureaus visit us.

How To Determine If A Business Is Ready For Third Party Logistics

By Chris Channing

A logistics service is all but necessary for budding business services. As expansion continues, disarray does as well. Outsourcing to a third party logistics service will soften the blow of the burden on a business, and turn things around for the best. Knowing when to opt for such services becomes the problem.

The first clear cut sign of needed a third party logistics service is lack of organization. The supply chain requires attention to detail in knowing where to ship which products, when, and via what methods. As businesses grow, they tend to get disorganized as their personnel are burdened with more information to keep track of. In this case, outsourcing can free up the time of employees so they can focus on the quality of their work.

Another sign a business should invest in a logistics service is when profits are increasing, but costs are making the same strides profits are. At a smaller level, businesses will have to settle for transportation and shipping services that are geared towards smaller budgets. With larger budgets comes the ability to move more for less, in which a logistics service will be experienced in. Expansion in this case requires the research and trials of new ways to get products from point A to point B.

When a business has a weakness, they often don't know about. It sometimes takes a different perspective to see a supply line and see a problem. And in the case of logistics services, who have much experience in improving the efficiency of a supply line, problems can be found and sorted through quite quickly.

If a manager ever has to stop to ask how the company is going to expand the right way, it's likely the manager doesn't have the expertise necessary to do so the right way. This isn't even the worst part, for the time that it takes the manager to figure out problems in expansion, normal duties are neglected and fall into disarray. Managers bunked down with too much work and not enough solutions should call a logistics service immediately.

A logistics service is, in many ways, an instant addition to a company's workforce. They can be called and can start working on a problem instantly, bypassing a hiring process or having to guess which possible new employees will be loyal enough for responsibility and which won't be. And best yet, logistics service are usually very competitive in pricing, so it's often the least expensive option in hiring help.

Final Thoughts

An expanding business has much need for an outsourced logistics service. To find such a resource, consult local directory listings and find more information online. Be sure to size different companies up for the best deal, services, and benefit obtained from them. - 2364

About the Author:

Learn more on Guaranteed Logistics Service and Distribution Specialists.

Electronic Money Giveaways

By David Baginski

Do you want to be part of an electronic money giveaway scheme? With the current economic hardships that the world is currently facing, your answer has to be yes. Majority of the people are seeking methods to earn extra incomes and are involving themselves in activities that allow them to make more money. A money giveaway plan might just be what you need to free yourself from your financial woes. This scheme has been around for a long time and there is no way you can be disappointed if you are aware of its structure and how it works.

Different things are always coming up especially in online business, to ensure that operations are quick, without any difficulty and ensuring that quality is maintained. Online money giveaway plans are continuously evolving to make them time efficient and ensure you get the money you need. Electronic money giveaways have now been initiated and are growing at a very fast rate. In other methods you are expected to be in constant communication with people you want to recruit or checking on those who have already joined the plan.

Unlike the conventional way of cash gifting that involves staying next to a phone and trying not to sound bored trying to convince a contact to listen to your good news this allows you to have time off from work by doing something similar to your job description, all at the expense of your work time. You will be able to ensure more people join in, and your money grows with you. Long after you have stopped working, you are guaranteed of a steady cash flow if the scheme allows for residual gifting.

In essence, members are encouraged feel that they are able to give back to the society and in so doing, create a better life not just for them but for their friends and colleagues. It is only by giving in profusion that you will be able to receive in abundance. That is why it is usually referred to in social circles as the people's program. The immediate urge for most people is usually to quit their place of work the moment the money starts streaming in, but it should be noted that the scheme should in no way mean an immediate overhaul on your priorities. It is simply a solution to better living for all members.

The problem is that you may be conned and lose everything. If new clients find a machine is responsible for responding to their queries, then they might not want to be involved. This is the reason why you should be careful but this should not discourage you. Ensure you are well informed before joining in and see yourself survive the economic slump as the rest suffer. - 2364

About the Author:

David Baginski is using cash gifting program called Extreme Cash System Program to help other people achieve their goals and dreams. His desire is to see others prosper and ensure the success of each and every person who joins his team.

Revolution of supply chain management due to internet

By Zach Halon

The traditional vision of Supply Chain management represents only one dimension of a business environment that is growing increasingly multidimensional. Modern day Supply Chain Management is the e-commerce of manufacturing. With the emergence of the Internet, customers seek out specific products they want at the prices they're willing to pay.

Modern supply chains focus on the customer. Manufacturers need to precisely gauge what a customer might want, how to package it and where to ship it. There is no such thing as one size fits all. When the customer wants a change, they need to be prepared to shift directions quickly. As a result, business and manufacturing processes need to be just as agile and scalable.

Manufacturers who do not adopt proven methods to succeed today may be out of business tomorrow. The Internet supply chain will be a means of communicating and doing business with suppliers and customers. Fractured, unpredictable supply chains have become less and less tolerable primarily because customers will not absorb the associated costs and long lead times.

It is important to bear in mind that your customer is just a mouse click away from your competitors. Enabled supply chains assist companies to optimize business processes both within and outside the four walls of the enterprise and to more efficiently deliver the new products customers want, when they want them and where they want them. Supply chain has been viewed as an inflexible series of events that somehow managed to get products out the door. It often involved questionable inventory forecasts, rigid manufacturing plans and hypothetical shipping schedules. The Internet has changed all that. It has transformed this old-fashioned process into something closer to an exact science.

An Internet-enabled supply chain helps companies, avoid costly disasters, reduce administrative overhead, reduce unnecessary inventory, decrease the number of hands that touch goods on their way to the end customer, eliminate obsolete business processes, reap cost-cutting and revenue-producing benefits, speed up production and responsiveness to consumers and garner higher profit margins on finished goods Effective integration of an Organizations supply chain can save millions, improve customer service and reduce inventories.

The key to getting optimum value out of automating your supply chain is to make sure you have your internal systems working well before you start extending them out over the Internet. One should envision the business as a whole including its current strategy and where it wants to go. Supply chain strategy is increasingly being integrated with overall corporate strategy. The cost of training people to use new software should not be underestimated. Sending information around the world takes lesser time than it takes to get into someone's mind. - 2364

About the Author:

Click on the links for more technology articles and self improvement articles.

Wine Selection: Catering to Good Taste

By Tony Hampton

If you have ever tried wine tasting you will have found its quite simple. You don't need to be an expert and can even start without any recognized training. Etiquette dictates that the gentlemen should ensure the ladies are always served their wine first. Water at room temperature is normally served at any good wine tasting parties. You might find this strange but the water is used to clean your palate out prepared for the next taste of wine. Make sure that the water you are given is not too cold as this can shock the palate and ruin the taste of your next drink.

Holding the wine glass by the stem and not the bowl in the palm of your hand is very important when it comes to wine tasting. Your hand can warm up the glass to an extent where it changes the taste of the wine so try to avoid this.

Tasting the wine doesn't just involve putting the wine in your mouth and roll it around your tongue a couple of times before spitting or swallowing.

The first step in tasting wine is by taking a look at its color. The glasses served should always be clean and clear in order for you take a good look at the wine. Use a white background when checking the color of the wine, this will enable you to see the true color and clarity of the wine. White doesn't always mean white when it come to wine, you can sometimes find white wine with a brown, yellow or even green shade. Again red isn't always a pure red, you can have lots of different shaded but older red wine tend to be a little lighter.

There is a test that can indicate the age or the flavor of the wine and that is to run the wine around the rim of your glass and look at the color. Simply tilt your glass and observe the color of the wine, if it look like a tint of brown it will be an older wine, if it is has a shade of purple then it will be a younger wine.

The next step is to smell the wine, first swirl the wine around the glass to expose the wine to the air, position the glass close to your nose and inhale deeply. The flavor of the wine is released by swirling the wine around the glass, remember the wine could have been in the bottle for many years. If you have ever done any cooking you will blend in the different flavors so mixing wine with air is no different. - 2364

About the Author:

If you are looking for a catering company in Sydney, check out the link. We can offer cheap catering for almost any occasion and for any size function.

How do you become a Sports Team Mascot?

By Amy Nutt

Being a sports team mascot can be an absolutely thrilling undertaking, but there are quite a few things that youll need to do the job properly. Not everyone has the passion or the skills to be an effective sports team mascot, but if this is an endeavor that you think that you might like to pursue here is a list of things that youll have to have or work on.

Love of the Game

A mascot needs to be able to get the crowd into the game, and the type of energy that youll need to do that comes from a love of the game and a love of the team that you are representing. A good mascot will be a true fan of the sport who knows when their team will need the most support and adoration from the crowd.

You cant effectively support your team if you cant identify what is going on in the game, to be truly effective you should know the sport and your team inside and out.

Stamina

Being a sports team mascot requires you to be on all season long, even being a custom mascot for a single event can require you to be highly active for several hours on end. To be the best sports team mascot possible youll need to be almost as in shape as the athletes that you are out there supporting. Youll need to have the energy to run, jump, scream and shout for up to three or four hours depending upon what type of sports team you are supporting " and you wont necessarily get the break in between periods or halves like the players, coaches and referees do, you might have to be out there entertaining the crowd from the opening whistle until the game clock strikes zero.

Personality

No sports team mascot can be successful without a shining personality that will set them apart from the average fan. Supporting your team as a mascot will require you to be constantly full of life and energy; youll need to be outgoing almost to a fault. Youll have to be capable of cheering up fans and players during the tough points of the game and spawn energy from the crowd when it seems like they dont have any left to give. As a mascot youll also have to have enough personality and sense of humor to playfully pick on the other team and their representative without going too far overboard. There is a fine line between a playful and funny game time prank and deliberately trying to cause trouble and as a mascot youll need to be on the right side of that line.

Athletic Ability and Prowess

If you are representing your favorite football or basketball team you may not have to be able to be able to make a three pointer or kick a field goal, but that doesnt mean that you wont have to train like an athlete. Many sports teams mascots are trained in tumbling or other types of gymnasts movements to have a visually impressive performance for the crowd. Being able to perform cartwheels, handsprings and roundabouts are great ways to get the crowd riled up. High acrobatic jumps and physical interaction with the cheer leading squad can also be big crowd pleasers.

Some mascot costumes are heavy and cumbersome, so youll also need physical strength and endurance to do a good job as a sports team mascot. If you want to interact with the crowd throughout the game it could mean running around stadium stairs with a sixty or seventy pound suit on in the blazing heat " many people would have difficulty running stadium stairs in their jogging suit in high temperatures, so being a mascot certainly isnt a job for everyone.

Being a mascot certainly isnt for the couch potato or Monday morning quarterback, but if youve got an unparalleled love for your team and athletic ability to match your passion than becoming a sports team mascot is well within your reach. - 2364

About the Author:

Manufacturer of the World's Most lovable mascots, Costumes and Characters. We are also specialists in Custom Mascots.

Start Your Own Dating Site And Create A Second Income

By Jennifer King

With internet dating becoming more in demand month after month more profiteers are now seeking to cash in on this growing trend with their own dating service. It's not a challenge to start up a dating service if you do it correctly. There's no reason why you shouldn't be able to create a small second income from your own matchmaking service.

Thousands of home workers create their own dating web sites every month without doing proper research first. They start a dating service that has no members, and no visitors, and sit back and wait for the cash to start filling up their bank account. This is the reason why over 98% of dating web sites never make any money, and are closed down after the web site name needs to be renewed.

The most crucial part of making a success of a matchmaking service is your membership numbers. Without any members you won't get any new paying members that are going to hand you your profit.

False personal ads are what a lot of dating service owners turn to in an attempt to get real members. This tactic lasts a very short amount of time as false personal ads don't respond to messages so at the end of it the service gets a bad name, and then they end up with no members.

The best approach to starting off making money is to look for a dating service that already has members. Then you create a service that shares a database of members with that dating site so all the members of all the different sites can interact with each other.

You can usually have a web site fully set up for you within 48 hours so you can begin attracting new members to your service that is already part of a database of singles.

Once you have set up your web site all you have to do is start promoting it online. This can be made easy with article submission web sites and directory submission web sites.

With these services doing the work for you, you shouldn't need to put more than a couple of hours a day into your new business. If you feel the need to put more time into your new dating web site you can, and then you'll be doing more than the next person so your site will get their traffic.

These two great ways of promotion create back links to your new dating service that search engines love so you'll begin getting visitors to your site. Another reason most people fail with their new matchmaking site is they just create it and think that visitors will come along as a matter of course which is one thing that never happens.

When you start a site in the internet matchmaking niche you'll be up against hundreds of other webmasters. The more you do to promote your new site the more visitors your service will get than theirs.

To win the battle of internet matchmaking all you need is a big database of singles, and regular promotion of your service. When you get these two crucial things correct you'll start receiving your money - 2364

About the Author:

For more information on creating your own dating service visit Start Your own Dating Service

Your Own Sewing Machine Repair Business

By David Trumble

Working from home is a dream shared by millions. There have been thousands of books written about how to start your own home business.

Deep inside of us there a wish that we could suddenly be rich and live a life of ease and comfort. The con artists understand this very well. Maybe that is why we are bombarded with so many sure things that offer unbelievable riches with little or no work. Arent you a little tired of being conned?

So, is it possible to make a living from home? Absolutely, yes. There are legitimate things you can do to make a living from home. Please, do not think that I am some rich guy looking down my nose at others from my gilded chair. On the contrary, I am just like you. I want to pay my bills and take care of my family. I just prefer doing it from home. I like the convenience and personal benefits, but I do work from home.

Since the late 1960s my wife has operated an intermittent sewing business from our home. Now she did not get rich, but the extra money did help. As a small church pastor for over 30 years, we had to pinch every penny. By working only a couple of hours per day, Donna was able to bring in a few hundred dollars a week. When she didnt want to work, she didnt. Her business activities were a bit hit and miss. She would go for a year or so, and do no business at all. If she was teaching school, she did less sewing. It was her choice. When we needed extra money, she would let her friends know and maybe run a small classified ad in the newspaper. In a matter of a few days, she would have work to do.

When we moved to Texas in 1992, she decided to build up her business. Soon she had loads of work, but she kept getting requests for sewing machine repair. I thought I can do that. So, in 1992, I started learning how to repair sewing machines. I ran a little ad in the local newspaper, and soon had half dozen machines to repair every week. Over time, we opened a sewing store, and the repair business grew. We expanded and the repair business grew. We now own three sewing stores and do about 150 sewing machine repairs each month.

I took a repair course with Allyn International in Denver. I found a repairman in Austin who would mentor me. I collected service manuals. Essentially, I learned to repair sewing machines so I could collect the dollars people were trying to push on me. Yes, within a few months I was repairing five to six machines every week all from my garage part time. Eventually, we opened a small store, then expanded, and expanded again. Currently, our company repairs about 150 sewing machines monthly.

I was flying to St. Louis for a training conference a few years ago, and the fellow seated beside me asked what I did for a living. When I told him, he responded, I didnt people still used sewing machines.

I explain that there are some 85 million sewing machines in use just in the United States. Another 5 million new machines are sold every year. And guess what. Every one of those sewing machines requires sewing machine service and repair annually. That is a lot of sewing machines to fix.

I am not going to tell you that you can make a bundle of money without doing any work; but from my own experience, I will tell your there is a big opportunity in sewing machine repair. Here are some advantages: you can learn it in a matter of weeks; you can do business from your kitchen table, shop, or garage; you need no big overhead; you need no large investment; and you need no employees.

Begin by servicing machines for a few friends free of charge. Then repair a few more at a nominal fee. Let word of mouth advertizing work for you. Then print up and distribute a thousand or so business cards to let people know what you do. Run a small ad in the classifieds. Send special offers to community clubs, churches, sewing shops, etc. Let people know you do sewing machine repair. If you have competition, and most communities you wont, find out what they charge and charge a bit less. Increase your pricing as your skills and numbers grow.

Lets be practical. I make no promises because you set your own rates and you do all the work, however, what if you could earn an additional $300 per month or $4,000 per year and only work a couple hours a week? He is how it works. Say you do one machine each week. You charge $80 for each one. It takes about 2.5 hours to do a service. You have no overhead, no employees, no big investment; so you keep all the money. Do the math: $80 time 1 machine times 4 weeks = ______ or times 52 weeks = ______. Not too shabby for a couple of hours a week at home.

But what if you get aggressive. Maybe you are not satisfied with one machine a week. Maybe you decide you want to work your business say ten to fifteen hours a week and do say 5 machines a week. The numbers stay the same, but you multiply them times the added machines you do. In short order, you could be earning a part time income of better than $20,000 a year.

Now if you were to expand and set up a few collection sites in quilt shops, fabric stores, and other repair shops; what kind of potential do think you could achieve?

What is your maximum potential for full time sewing machine repair? Without opening a sewing store and without hiring employees, you will find that you max out between fifteen and twenty sewing machines per week. The more demand for your services, the more you can charge. The better job you do, the more you can earn. The faster you are, the more machines you can do. At $99 per machine and averaging 20 machines per week, you might see as much as $100,000 a year. Of course, this is really a pie in the sky estimate, however, you are in control. You set your own potential.

This is not get rich quick scheme. There no empty promises here. This is a working business that you can work. If you are good with your hands and mechanical things, you can do this. If you learn the secrets of sewing machine repair, you can do this. If you have common hand tools, you can do this. If you have half a dozen hours a week to work, you can do this. Forget about overhead, large investments, employees, and opening a store front until you decide that is what you want. - 2364

About the Author:

Find outmore about repairing sewing machines, discover Dr. David Trumble's comprehensive sewing machine repair courses. Read his tips and tricks and get your free copy of his beginner's course 7 Steps To Peak Performance.

Subprime Credit Card

By Dan Moskel

A sub prime card was designed for those with a low credit score. It was created to give people a second chance with their credit history.

Used responsibly these cards will create a positive payment history and improve your ratio of available credit to debt. Frequently these cards are used to repair a damaged score.

These two factors are very important when your score is being calculated. If these two factors are good then you can create a good credit score even with negative items on your credit report.

There is monthly credit reporting with these cards. You should expect an APR of 19% and you will have some fees for these cards. This is the cost of a low score, however used correctly and this can be the last time you have a cost due to your score.

Most of these cards come with a $300 credit limit. However some cards such as the Tribute MasterCard will also approve individuals for a $70 credit limit and many will offer periodic limit increases.

A sub prime credit card is superior to a secured card when it comes to credit reporting. With a secured card it will report to the bureaus as a secured account and will not help as much as an unsecured account.

It is still wise to remove negative items from your report. However it has been discovered that once a negative item ages four years it will have much less impact on your score.

You should know that to get the most out of your card on your credit you should try to keep the balance at roughly 20% of your available credit. This will help because it shows the bureaus that you do use your card and are using it responsibly.

If you have; collections, charge offs, judgments, bankruptcy, or a repossession you can still be approved for this card. Each card will have different requirements for approval and you will get an immediate decision when you apply.

In sum if you have made mistakes in the past with your credit and want a second chance we suggest a sub prime card. It can improve your ratio of available credit to debt and build a positive payment history. - 2364

About the Author:

We suggest the Tribute MasterCard or the Orchard Bank Credit Card for a review of these cards visit us.

The Cure for Despair

By Joe Vitale

During dinner the other night, one of the people in our group looked at me and asked the question I didn't want to hear -

"How did you become homeless?"

By now most people have heard my story of being on the streets of Dallas in the late 1970s and struggling in poverty in Houston for many years after that. Some of it is explained in my new audioprogram, The Awakening Course.

But I had never explained exactly how I ended up in such dire circumstances.

When I answered the question at dinner, everyone at the table stared at me.

The woman who asked the question sat there with her mouth open and eyes un-blinking.

She asked, "Why have you never said this before?"

My friend Mark Ryan was sitting there, also staring, and said, "As long as I've known you, you've never told this story before. It's riveting. This changes everything."

Changes everything?

Riveting?

They all said I had to tell the story now.

"Given the current financial crisis and with people losing their homes and their jobs, this story needs to be told more than ever before," Mark said.

I heard them and realized I agreed.

So here's the story...

I knew I wanted to be an author when I was a teenager. I wanted to write books and plays that made people happy. Everywhere I looked I saw un-happy people. I believed I could help them with humor and stories.

During that time of the mid-1970s, I watched sports. I don't today but back then the Dallas Cowboys were the rage. Roger Staubach and Tom Landry were heroes. I got caught up in the excitement and felt the place for me to make my name was in Dallas, Texas.

I lived in Ohio at the time. Born and raised there. I worked on the railroad as a trackman, doing heavy labor all day long, working weekends and summers since the age of five.

I saved my money, packed up my bag, and took a bus to Dallas. It took three days to get there.

I was lost in the big city, of course. Being born in a small town in Ohio didn't prep me for the hustle and bustle of a city the size of Dallas.

Before long, I wanted out.

But I still wanted to be an author.

At that time major companies were building oil and gas pipelines in Alaska and the Middle East, and offering to pay big bucks if you were willing to go to either place.

I wasn't keen on going to a foreign country and doing more labor, but I saw a chance to make money, save it, and then go on a sabbatical where I could write for a few months or even a year.

It seemed like a brilliant strategy.

I answered one of the newspaper ads that promised to get me pipeline work at a extraordinary hourly wage. I went in their office, met an upbeat sales person, and ended up giving him all of my money - my entire savings, about a thousand dollars at the time - based on his promise that I'd have overseas pipeline work in a week or two.

You might guess part of what happened next - but you won't guess all of it.

Within a week or so, the company that took all of my money went out of business.

Their doors were closed, no one answered the phone, and no forwarding addresses could be found.

Shortly after that, the company went bankrupt.

And not long after that, the owner of the company committed suicide.

There was no one left to try to get my money back.

I was alone.

I was broke.

I was in Dallas, far from home.

I confess that my ego got in the way here. My family back in Ohio would have taken me back in and welcomed me back home. But I was head strong and determined to somehow survive.

Well, I did survive - by sleeping in church pews, on the steps of a post office, in a bus station.

It wasn't an easy time, as you can imagine, and I never used to talk about it. It was too embarrassing.

When I told this story at dinner, everyone agreed I had to share it with you.

They said that people are finding themselves in the same situation - they trusted a government, or a corporation, or a person, or a bank, and now they are losing their homes and their jobs.

Hearing that I went through the same thing three decades ago and not only survived but prospered to a level that the Joe Vitale of thirty years ago could hardly imagine, ought to be inspiring to you, too.

I got off the streets and out of poverty by constantly working on myself - reading self-help books, taking action, scrambling at times by taking whatever work I could find, but always always always focusing on my vision: to one day be an author of books that helped people be happy and stay inspired.

If you're in a place right now that doesn't feel so good or seem too safe, I urge you to remind yourself that this is only temporary.

This is the cure for despair.

As I say in my book, The Attractor Factor, this is simply current reality, and current reality can change.

You can help it along by doing what you know and need to do.

But remember, the sun will shine again.

It always does.

Your job right now is to focus on what you want and keep it in sight.

Yes, keep taking action;

yes, stay positive and surround yourself with positive people;

yes, be of support to others.

But remember, if I or anyone else can survive homelessness, poverty, job loss, or any other hard time, then you can survive it, too.

Please hang in there.

One last thing:

I admit that there were times I wanted to throw in the towel and get myself out of this life.

Thank God I stuck around. Had I left early, I would have missed a life of magic and wonder, success and fame I never dreamed of before, priceless relationships and experiences, and more.

I have no idea what wonderful good is headed your way - and neither do you.

What you have to do is stay the course and follow your heart.

And remember -

Expect Miracles.

Ao Akua,

Dr. Joe Vitale - 2364

About the Author:

Dr. Joe Vitale is the author of way too many books to list here. His latest title is "The Attractor Factor: 5 Easy Steps for Creating Wealth (or anything else) From the Inside Out." Register for his monthly complimentary ezine at MrFire.com. He is also the founder of the movement to end homelessness. http://www.operationyes.com

The Effectiveness Of Networking For Professionals

By Craig Calvin

When most business people think of networking, they think of stuffy meet and greet occasions where they are shuffled like cattle from one new contact to the next. While these occasions can be a good way of meeting other people in your community, there are a variety of places to network that may be more personal, more effective, and more efficient. Talking to people who are not just in business, but in business in your particular field can be particularly helpful. You can share information on suppliers and contractors, or simply commiserate about the downsides of your industry. Plus, this means you will truly know your competition, both on a business and on a personal level.

Local and regional groups offer another networking opportunity. These are designed to allow business people from a variety of backgrounds to meet each other. Because you will be mingling with people from different types of businesses, you can make valuable contacts. The people you meet here might be future contacts or even future customers. Getting to know other people in your community gives every business deal a personal touch.

Joining the local Chamber of Commerce should always be considered. Virtually every community has a local Chamber of Commerce and fellow members can be instrumental in helping you strengthen your business's standing in the community. Being known as a community leader in your field provides contacts that can prove invaluable.

If you are given the opportunity, it is always a good idea to support your local arts and cultural events. This is generally very inexpensive advertising for your company, but your name and logo will be in the eyes of many influential and wealthy people. When they have a need for a service you provide, you will likely be the one they consider.

Other avenues for networking can include volunteering in the community, joining a gym, the PTA at your child's school, or even a golf club. Any opportunity for group involvement is a chance to network and promote your business. Always keep a stack of business cards with you wherever you go, in you pocket and in your vehicle. If you are able to present a professional, friendly image, then people will remember you and be more likely to think of you when they need what you're offering. - 2364

About the Author:

If you are looking to freshen up your skills, then Six Sigma may be an excellent investment. Companies pay up to $15,000 more to candidates who have Lean Six Sigma training. Visit www.sixsigmaonline.org to find out how you can make yourself more desirable to Companies.

The Advantages of Good Article Marketing

By James Featherstone

Article marketing is one of the best types of advertising for your online business. What article marketing does for you is that is makes information available to your customers and targeted traffic in order to draw them into your website to see what you have to offer. Well written articles that are released on your website have the potential of increasing your business tenfold by attracting to new customers.

Article marketing is easy to learn how to use. You will need to know that most people get bored spending their time searching through the same thing all the time, so you will want to write or purchase articles that will give your traffic a new reason to visit your website and learn something new about what they are searching for.

Although article marketing is a not a new concept to advertising, it is one that is only beginning to get on its feet as far as the internet goes. Article marketing is a whole new ball game online. It helps to promote your website, but it also works for you so that you can get your link farther up on the search engine ladder. This is the best way to get your website noticed by the right people.

Article marketing is easy to use with a variety of different strategies. You can use it to fill your website with relevant content that people are interested in reading. This way, you will draw in the targeted traffic that you need as well as putting your website in the top engine results with keywords. Keywords affect many of the advertising strategies that you will use for your website.

The other way that article marketing can make a difference for your website is the concept of writing articles for posting on an article directory. While not directly related to your website, the article will be able to direct targeted traffic to your website in order to get the most out of the article marketing that you are using.

The concept of article marketing is to target the most people that will find that your website offers an interesting mix of products and services plus relevant information that they are searching for. Article marketing is the best way to get targeted traffic through using the best keywords that will give internet users a better chance at finding your website.

To get targeted traffic from article marketing, here are a few tips. First, use keywords that will bring traffic directly to your site. If you want to get the best results, get a lot of articles on your website that use these keywords. Make sure that the articles are informative and readable, otherwise you are wasting your money on article marketing. The people visiting your site are looking for good information, so provide it to them.

Article marketing is a low cost way to advertise your site and generate traffic to the most people that you can reach. Since article marketing is so popular, you will want to hurry and get on the bandwagon while you still can. Article marketing is an important new way to get the most traffic, so why not try it? - 2364

About the Author:

Before you begin to approach your article marketing efforts check out our tips and tools. From seo-friendly content production to article distribution we'll help increase your website's popularity.

Healthcare Industries Benefit From Article Marketing

By Rob Metras

The information superhighway is the number one place that people turn to when they are searching for information. Most companies understand the importance of having their information posted online. The healthcare industry is no exception. People like to find what they are looking for fast and without having to be face to face with someone.

The healthcare industry is made up of a wide range of people. It is not just your doctor and city hospital, even though that is what the majority of people think of when they hear about health care. Companies that produce drugs, care providers, and nurses are all incorporated into the health care industry.

It is necessary to have information on the internet when you are providing a service or a product. Marketing on the internet can be done by posting advertisements, developing a blog, or creating and running an online store. No matter what you are providing the only way people will know about it is to advertise and have site traffic. One way that this can be accomplished is to write an article about health care marketing.

By writing a health care marketing article you will allow people to acknowledge you as a person of knowledge in the field. Accurate information and facts will provide for an interesting article that will make your readers want more. It is important to state facts more than opinion and always tell the reader to consult with their doctor before making medical decisions.

Writing health care marketing article can bring attention to your product or service. Without sounding like an advertisement, you can explain how your product or service can help others. You do not want to be pushy, but provide details and links to your products in certain areas of the article. Not too many though, we are providing information, not spamming.

Another tactic that can be used for healthcare marketing is promotional internet marketing. This includes sending emails, posting on blogs, and putting the article in online directories. Eventually the article will get posted and carried throughout the web by other webmasters who are looking for content on their websites.

Article directories are becoming more and more commonplace in todayas online world. An internet marketing service may be beneficial to someone who planes to post their articles into all these directories because that procedure can really take a lot of time. These services actually submit the articles for you and provide other benefits so that you can track your articles.

Just about anyone who is in the healthcare industry can benefit from online marketing. It does not matter if you are just providing information online for advertising purposes to make money or actually selling a product. Some products such as diet pills, weight loss agendas, or medical supplies are popular on the Internet. With the Internet at your fingertips just about anything is possible. - 2364

About the Author:

Ask me any questions you have about article marketing. I invite you to visit Article Marketing Drives Results . Ask me your question and I'll answer by email. You will also get a link for a free audio interview on Article Secrets.

NextGen Links - Good Deep Contextual Link Building Service

By Andrew Fillaminion

[I:0:G]NextGenLinks is a new contextual linking service to improve your ranking in the search engines. This new services differs from most of it's competitors in that it provides contextual "deep" linking to every page on your site. This is much better for SEO and looks much more natural to search engines so you avoid the over-optimization penalties.

The new NextGenLinks service allows you a complete level of control over every link you both receive and send to others in the system. The limit on outbound links is five to prevent too much pagerank from leaving your pages. You can also automate the inbound link building which is the default if you do not want to control who links to you.

One problem I had was their spider did not discover all the pages on my website. Not sure where the bug is, but since the URL's are uploaded using a CSV file it was easy enough to make my own list. I'm sure the minor issues will be ironed out in time.

The interaction and customer service from Charles Kassotis the owner has been amazing so far. His replies are timely and complete. I have not had the chance to test the rest of his Help Desk yet.

The basic process after joining is to register your domains, add a small piece of code to your domains, spider your domains, optionally edit and upload a CSV file of urls and keywords, then wait for inbound backlinks and approve outbound links. A fast and easy system considering all thing, though the links did seem to come in slowly, but that will only improve as more users are added to the potential list of link partners.

I have hopes NextGenLinks will only continue to improve in the future yet am pleased with what I see from it so far. Contextual and deep linking is the way of the future since it is so close to manual natural link building that Google, Yahoo, and MSN will love it. - 2364

About the Author:

For more tips on contextual link building using NextGen Links, please come by nextgenlinks.org or read this information about NextGen Links Reviews.

Business Checks

By Gary Pearson

Every aspect of running a business is crucial. The finances are one of the most important things to handle when it comes to running a business, so it makes sense to open a business checking account at your bank. When it comes to filing taxes or just staying organized, it makes sense to keep your personal and business accounts separate.

Most banks require anyone opening a business account and ordering business checks to first obtain and file a DBA, or "Doing Business As" form with their county. The bank requires this if you are operating your business under a business name other than your first and last name. Charges vary from county to county and state to state.

As with any bank account, you need a minimum deposit to open your business checking account. This will be higher than what you need to open some other kind of account, and there will be fees and charges levied, which will depend on the bank. So, you need to inquire at a few banks as to the charges and compare them with the services that you can expect. Some of these fees and charges are tax-deductible, though.

The money that you keep in your business checking account will probably not earn any interest. In fact, if your account balance gets too low you may incur extra monthly charges. There are also fees relating to checks paid. Know what fees are being charged and when they are accessed.

Record all business checks as you write them to prevent overdrawing your business account. A good beginning will allow you to develop a good relationship with your bank. This relationship will grow as your business grows. - 2364

About the Author:

Gary Pearson is an accomplished niche website developer and author.

Best Massage Therapy Business Card Tips

By Janette Lindz

Most excited first time businessmen would probably have a massage therapy business card printed first. You should remember though that a massage therapy business card is around for a purpose.

Why You Need It

There are a couple of reasons why people have business cards. The most obvious reason for a massage therapy business card is to use it as a marketing tool. Aside from your ads, banners and targeted media marketing, your massage therapy business card can be a little tool that can go places. Let's get this straight though, not everyone agrees to using a business card as a marketing tool. For some a business card is simply a professional statement that they are reputable therapists and businessmen. In this day and age, a business card adds to the image of a business.

Why It's Useless Sometimes

In some cases, business cards can become a waste of money. You give your cards away only to be left forgotten in a drawer by a potential client. Most people these days receive a whole lot of cards from other businesses so your card will probably not receive special treatment and be carried around. Your card will end up useless whether you are using it as a marketing tool or an image builder.

Card Tips

In order for your massage therapy business card to serve its purpose of drawing customers, you need to add more than just your name, business name and contact information. Here are some basic tips on how you can improve your card:

- If you are using a massage therapy business card as a marketing tool then you need to motivate your clients to make a call for an appointment. One classic way of doing that is to tell your clients why their life is so miserable with all that body pain and why they need you. Something simple like, "Is that muscle pain keeping you away from work and family? We'll help drive the pain away," might do the trick.

- As a marketing tool, your business card should also move a client to immediate action. One way to do that is to give a bold FREE offer on your card that they can't resist. You can offer a free service, a free online newsletter subscription or free oils or other items. Make sure you tell them that the offer is limited and not forever so that they'll scramble in line.

- Add a touch of personality into your card. You can put a lovely photo of yourself or a handwritten signature just to let people know that you are a real person and not just the name of a clinic. Some people respond better when they see evidence of personality and character.

- There is now an open debate on whether it matters if you have full colored glossy cards or a simple black and white one. A glossy well colored card would definitely tell people that you have a lot of class but others argue that a simple card can be redeemed by how well the card giver communicates. Just make sure though that you at least use good quality card paper and something more than just laser printer ink. - 2364

About the Author:

Setting up your business plan for massage therapy? Discover how beneficial a massage therapy business card can be.

Bring Traffic to Your Website: Free Classified Ads Can Do It

By Alex Wu

People use the free classified ads for a lot of things. They are beneficial in virtually just about any scenario. It does not matter whether you are selling goods, products, or services. It does not matter whether you are trying to find something or to get rid of something. One area in which they come in handy is finding employment. Many people advertise jobs, whether they want to find one or if they are looking to hire someone. The added advantage here is for freelance workers and people who can otherwise work from home. You can get a job no matter where it is based. Similarly you can hire someone no matter where they live.

Garage sales and yard sales are some of the most popular use of free classified ads, but you definitely can sell or buy other things as well. Tubas all the way to puppies can be found via classified ads and it does not matter if they are online or simply in the newspaper.

Many people also sell single items, or look for them, through the free classifieds. For instance, if you have a washer and dryer set to sell but no prospective buyers, place a classified ad. If you are looking for a second hand stove or a used car, write up an ad. You can even find pets through the classifieds. It is even possible to advertise a room for rent.

When it comes down to classified ads, you can honestly find anything in the world. People place ads for all sorts of different items ranging from cars all the way up to houses for sale and if you are in the market for a rare item, chances are you can probably find it in the classifieds.

Honestly, the Internet has revolutionized the way that we advertise and place classified ads. Many companies now-a-day are paying to have their ads placed on the Internet to direct traffic to their blog or web sites.

This is also true if you happen to own a business which has a web site. If you are selling goods or services, you can pull in a lot of customers simply by placing a well written ad. However, make sure you do not try too hard to make a sale. People will be less inclined to visit your store if they feel pressured or guilt tripped into doing so.

Free classified ads are some of the most popular ads on the Internet; one of the main reasons is because they are free. Why pay for something if you can get it for free? That is a lot of company's logic.

One thing to keep in mind when you are placing free classified ads is that you can leave it up for a really long time; you just need to be careful that you are keeping your ad fresh, new and up-to-date. Outdated material in the way of classified ads makes your company look bad and you do not want that to happen. Even just a few simple tweaks can make your ad extremely appealing and current. - 2364

About the Author:

Alex Wu is fascinated by numbers and trading in marketplace. He wants to build a free classified ads site that leverages the power of social network to facilitate business hiring in his free business classifieds website.

How to Get Leads

By Jeff Dedrick

One of the most important elements to any business is the ability to get leads. It is truly an essential aspect to any business, especially businesses that are marketing online. When you market your business your ultimate goal is to acquire clients and generate a profit, and that is exactly what can be accomplished with quality lead generation.

When you set out on your mission to get leads, you must first decide which method you'll be using to acquire the leads. Will you be using co-registration, your own opt-in lead box, purchasing leads direct from companies or simply leasing the leads? Each method has its own benefit, and your decision can be based on your budget as each option does come at a price.

The fastest and easiest way to get leads is to simply have the ability for the user to subscribe for further updates on your service. This option can be achieved by using your own subscription box. This method is the most affordable out of any other options that I've mentioned, but the downfall is that you must have traffic coming into your site. If your site is not receiving any traffic, then obviously there will be no leads generated.

It's really important that you decide on a budget and do the necessary research so you can make a qualified decision on which option is best for you. Co-registration is a very good option, but it does require substantial up front capital, but the leads generated are usually in real-time. Online email marketing can truly boost your business and take it new heights, but as always, it is not necessarily the quantity of the leads generated but the quality of the leads. As you proceed to get leads for your business, always ensure that you are ready for the potential massive growth that could take place within your business. - 2364

About the Author:

Would you like to learn list building techniques and increase your sales? Learn how to build relationships with those on your lists, boost your sales, and create a name for yourself. Click here MLM leads to learn how to get more leads and build your list http://www.leadsandlistbuilding.com

Resolve Your Furniture Problems with Modern Office Furniture

By Pat Borden

The importance of the furniture selection in a workplace is often overlooked. The vibe and work atmosphere of a modern office can be easily broken by choosing inappropriate table sizes, chair upholstery, drawer and cabinet configurations, and color combinations for the modern office furniture with which it is furnished.

What is sad about furnishing an office these days is that it is no longer a personalized effort. What most people do these days is quite monotonous and boring. The crux of the problem is that no one takes personal interest in the interior designing. It is only the professional decorators who are hired for the job. The result is that one office is no different from the other. There is no individuality left. If you choose modern furniture this problem will be resolved.

Some people do not think of the look of the workplace as important. But consider that how employees feel about their workspace is related to how they feel within the space.

The most common pieces of furniture found in an office include tables of various size, shapes, and height. Chairs are also an integral part of it. Other than that, the workplace is mostly occupied with cabinets to store paperwork and drawers attached to tables for convenience. Modern office furniture can address each of these needs.

Decorating your office while keeping in mind all the aspects is not difficult as you can take the help of a professional decorator. It will help you to do it in a balanced way keeping all things in mind Plus you can have a discount deal too.

Boardrooms are the place where meetings are held. Even the outside clients get to see this place only. Therefore it is only necessary to make this space the best with intelligently and thoughtfully designed furniture. The size of the table has to be sufficiently large along with comfortable chairs to sit on. For making presentations space should be provided for the projector equipment. there is a wide range in boardroom furniture in modern furniture line. It matches perfectly with your other modern office furniture.

It is not necessary that your office would be beautiful only when you use the wooden furniture. Rather, you can use many other things as a combination for a overall beauty for your office. It will greatly help you financially as well since the prices of wood is rising very fast.Plus variety will add beauty to look of your office. Maybe, you will get more space. For example you can use combination of glass, steel, and vinyl or even lights too. Modern office furniture gives you limitless possibilities.

Therefor it is always better to use your own genius and customize your furniture according to your own taste and need instead of going in for professional interior designers who turn the office into a corporate jungle, by doing it yourself you can make it look far more welcoming and relaxing for your workers. This will have double advantage, one it will enthuse the workers to work happily in congenial atmosphere and secondly your office will stand out amongst the run of the mill offices. You just have to add modern office furniture to your decor. - 2364

About the Author:

Pat Borden has been in the office furniture business for over 2 decades. Her knowledge with modern office furniture will guide you to the office of your dreams. Besides finding the office you have been dreaming about, you'll love the low prices on discount office furniture when working with Pat. Half Price Sale Now. So call now 215-482-4444

Leads Generation

By Jeff Dedrick

You've setup your business online and you are now finding it difficult to generate leads. It's extremely crucial that any online business know the true power and benefits of leads generation. Without leads, your business can truly suffer. Having qualified leads is one of main ingredients behind any successful online business. I'm sure you've heard the saying the "money is in the list". That saying is truly powerful, and is indeed a fact. The money is indeed in the list, once the list is qualified and responsive.

Leads generation has been the way that many companies have moved from small start-ups to high powered established businesses seemingly overnight. By having the ability to email your product or service to thousands or millions of people, you have a tool that can generate your income on auto-pilot. It obviously takes time to build your list, but it all depends on the method you choose. There are many options available to generate leads; if you do the research you'll find these options are indeed very affordable.

If you're now starting out as a business and in the process of setting your budget, one of the key aspects within your budget should be for leads generation. Do not leave this aspect out of your budget as it can truly take your business from being a "small fish" to being a "big fish".

Let's analyze all the fortune 1000 companies. All of these companies continue to generate large sums of income, not just based on their television and print marketing but largely based on their mailing list. The top companies all over the world have keyed in on the importance of leads generation and have established mailing lists that are truly targeted and qualified. By having these lists they have people who they can immediately market any new product or service to even before releasing the product publicly. - 2364

About the Author:

Would you like to learn list building techniques and increase your sales? Learn how to build relationships with those on your lists, boost your sales, and create a name for yourself. Click here email lists to learn how to get more leads and build your list http://www.leadsandlistbuilding.com

Email Promotion Internet Marketing

By Jeff Dedrick

I've found that one of the best mediums for marketing any business is internet email marketing. By using email as your medium of promotion you are almost guaranteeing your message will be read by thousands if not millions of people depending on the size of your email list. This form of promotion has grown by leaps and bounds over the years, but with it, came with the need to implement rules and regulations to govern it.

When starting an internet email marketing campaign, it's important that your list is indeed targeted and 100% opt in. An opt in list is simply a mailing list where every person on the list has specifically requested to be on the list. It means that they have visited your site or a site you are affiliated with, and manually entered their information, which in turn gives you permission to email them with the information they requested.

When operating an email campaign, you need to abide by all the applicable laws. Do not take any shortcuts, or break any rules. You'll have the peace of mind knowing that you are doing everything exactly as outlined in the regulations, therefore you can go about promoting your business ethically and without any legal implication. Many people overlook this aspect and turn to spamming to earn a quick buck, but it can lead to many legal complications that you surely don't need.

Starting out with internet email marketing may require some upfront capital. It's not always the most affordable way to get started, but if done right, it will indeed be very profitable. In fact, it can be a lot more profitable than other mediums of promotion. As you market through email, your message is delivered into the inbox of your prospect. With a good offer, you can achieve a great return on your investment. - 2364

About the Author:

Would you like to learn list building techniques and increase your sales? Learn how to build relationships with those on your lists, boost your sales, and create a name for yourself. Click here MLM leads to learn how to get more leads and build your list http://www.leadsandlistbuilding.com

Use Your Brand Name to its Fullest Potential in Your Phone Number

By Buck Thompson

Let's face it, every type of business out there is fighting to pull in more customers and make more sales. If you are in a business that needs your potential customers to actually call you, then you are going to need a marketing campaign that is going to blow people out of the water! For your campaign to be successful you will need potential clients to remember your business name, and once they know that, they also need to know how they can contact you.

The first thing that you need to do is give your phone number the power of your brand name. Phone words are used for this purpose. Phone words help clients to remember phone numbers simply by remembering a brand name or a specific service your company provides.

So how does a phone word work? The person just needs to remember the name of the company or the brand, and click the numbers corresponding to the letters in their cell phone or telephone keypad. Phone words, also known as phone names, enable your advertising to become more memorable.

As an example, if you saw an ad and the phone number given was 1300 362 873 do you think your audience would actually remember it? Or is it easy to remember 1300 FOCUS FIT?

If you are still doubt the effectiveness of phone words, take a look at some simple facts.

- Phone words are 14 times easier to remember than an entire phone number.

- Over 60% of people don't keep business numbers and don't even use the yellow pages. Your competitor can be just one call away.

- Advertising results in the U.S. as well as the U.K. have increased 350% simply by using phone words! As if 100% was not enough!

- By making your phone number easier to memorize phone words allow you to better utilize that 3 seconds that you have to make a real impression on a potential client.

- If you are looking for a great way to show your clients that you care, phone words are the way to go! You care enough to help your clients to remember your phone number, the easiest way possible!

Take a look at this real life success story from all the way down under! A company is Australia used the phone word 1300 FOCUS FIT. Within two months of using this phone word, the company earned an extra $31,200! That is just within a two month period; think about what they could to in 6 months, or even a year! These results are indisputable, and this could happen for your company as well!

How can you get your very own branded phone word? There are many service providers from whom you can get your very own phone word. In Australia one that is very helpful is 1300 EasyDial phone words (http://www.1300easydial.com.au). This provider will guide you step by step through creating and registering your phone word.

If you feel you are having a bit of trouble deciding on a phone word, and you are not sure which option you should take, worry not. There are a variety of tools that you can utilize help you choose the most successful word for your business. In most cases, a phone word that incorporates the brand name or a unique service will prove most effective in making your number memorable to customers.

Think about it this way, a 1800-You Brand, or a 1300- Your Brand number is far more likely to be remembered by your clients. 1300-Dominos, or 1800-Television Repair are prime examples of how easy to remember your number could be.

Due to the huge success in the United States and the U.K., the use of phone words has now spread to Australia. Companies in Australia are seeing an increase in sales, following the trend set by major companies around the globe. Large or small, think about how a phone word could benefit your business. - 2364

About the Author:

Author: Buck Thompson provides information on phone words on his site where you can learn more ways to improve the effectiveness of your marketing campaigns with telephone words.

How To Make Money

By john savage

If you want to join those many people who are making money online, then there are certain things that you must master first. It is no good thinking that you will be an instant success, you must be properly prepared.

The same applies to the Internet marketing industry even though there are unsavory people out there who'd have you believe it's a "Walk in the Park" and requires no more than the belief that you can just do it.

Mind you, in many ways it is a darn sight easier than driving for an hour each way to work, and putting up with an unreasonable boss, but there is still a learning curve involved before you see the money rolling in.

Let me share something with you here. Most people who go online do not make a single dime for their efforts, and yet there are some people who make a small fortune, so why the difference?

Well this is one of those abiding mysteries for which most people quite frankly do not have an answer to.

But what I can say is that first and foremost, in order to make money online you need to love and believe in the product or service that you are offering.

By passionately believing in the product I mean that you must know for sure that it is good, and that it will do what it says on the label, and will help your customers in some way.

Yes, its true of course that many successful entrepreneurs can get by without a great love or knowledge of the product that they are selling, but for those of you just starting out what I said in the previous paragraph holds true.

Now, I'm not trying to make anyone believe that Passion is the only thing necessary. Because to be successful you must also have a good website, good marketing, widespread advertising, company support, effective keywords, and etc. Those things are often learned from the company you join - but sidestep Passion and you reduce your chances for success dramatically.

There is an old saying "when the going gets tough, the tough get going" and this is true. But if you have no positive feelings about the product or service that you are offering, then when the going gets tough you will probably abandon the work and look for something else.

Now lets be clear about this. Its not hard being an Internet Marketer, and it need not take a lot of your time, but it does require you to be motivated in order to keep on keeping on as it were. To keep going when the going gets tough.

As with any business, you need to learn as much as you can about internet marketing, and where better to go than the many search engines that are available to help you in your searching.

What will you be searching for? Well, a company whose products you can feel happy about promoting, and that you can believe in and that you know will be a help to your customers. - 2364

About the Author:

Maverick Money Makers is a private society that will teach you how to Make Money and build a 6 figure monthly income on the internet.

You don't 'get' giving till you get giving

By David Anttony

B1G1 (Buy One Give One) joins businesses with worthy causes all over the world so that each and every business sale makes a difference somehow, somewhere, every second, every day. It also does much more than that. It injects a powerful marketing 'engine' building your own magnetism.

Michael Porter, probably the world's most respected strategist on business states this: "I used to see this area of corporate social philanthropy as the last thing on my agenda 10 years ago, but now I agree that social and economic issues are intertwined. Corporate philanthropy - or corporate social responsibility - is becoming an ever more important field for business. Today's companies ought to invest in corporate social responsibility as part of their business strategy to become more competitive."

Everyone we share with about Buy 1 GIVE 1 gets it in a heart beat. It's an idea that totally resonates and makes sense. And it's an idea whose time has come.

You can put your hand up to make a huge difference and play a significant part, not just in leaving a legacy, but also in transforming our world. It may well be the very best business and personal choice you've ever made or could make. At the end you will leave a legacy. The only question is : will it be one of consumption or one of choice?

Bill Gates has become central to this idea, calling for 'Creative Capitalism' in response to the vital question, he shares in TIME Magazine:

"How can we most effectively spread the benefits of capitalism and the huge improvements in quality of life it can provide to people who have been left out?"

Buy1GIVE1 is about Sharing the Joy of Giving; and giving comes from giving thanks for whatever we have.

Just remember - you don't 'get' giving till you get giving! - 2364

About the Author:

Buy One Give One (B1G1) is now a international "movement" led by Buy1GIVE1 bringing together businesses, consumers and charities in a way that has simply not been done before. Visit now.