Friday, November 24, 2006

Stevens Johnson Syndrome Lawyer and SJS Lawsuit Litigation

By Todd Going

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Stevens-Johnson Syndrome, or SJS, is a painful and debilitating skin condition frequently caused by an allergic reaction to a drug, chemical, or disease. One of the most common triggers for this reaction is the compound sulfonamide, a common element in many drugs including antibiotics, barbiturates, sulfa drugs, certain Non-Steroidal Anti-Inflammatory Drugs such as the COX-2 Inhibitors Bextra and Celebrex, and Ibuprofen found in Advil and Motrin. Other factors that can result in SJS are the herpes virus, mumps, influenza (the Flu), and the Epstein-Bar virus.

Doctors term the initial stages of SJS erythema multiforme. The disease begins as several concentric circle skin rashes or lesions, often found on the fingers or hands. These lesions begin to spread throughout arms and legs, and as they progress they begin to cause blisters throughout the skin. Many people also report severe itching, especially when the rash spreads over more of the body. In severe cases, SJS will irritate blood vessels and mucous membranes under the skin which can result in the skin shedding or "sloughing" off. When SJS occurs over more than 30% of the body, doctors describe it as a more intense condition called Toxic Epidermal Necrolysis Syndrome. TENS, as it is called in the medical community, is a serious medical condition that is potentially fatal if left unchecked. SJS and TENS can also spread to internal organs such as the lungs, kidneys, and liver.

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Treating Stevens-Johnson Syndrome often requires extensive recovery in a burn treatment center or similar facility. The complications of SJS often resemble severe second degree burns, and as the body sheds the skin it becomes susceptible to dangerous and potentially fatal infections. SJS can also spread to the eyes, genitals, or mouth, where it can cause extensive scarring, excruciating pain, blindness, and even death.

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A number of popular medications have been accused of causing SJS in a number of innocent people. Advil and Children's Motrin in particular have been linked to severe cases of SJS in young children who will have their lives forever changed due to the negligence and lack of foresight on the part of drug manufacturers. In fact, a seven year old girl who took Children's Motrin suffered an SJS-related allergic reaction so severe that it spread throughout her body and finally invaded her eyes, causing irreversible blindness. At the time of the incident, there was no warning on the packaging of Children's Motrin to warn parents of the potential danger to their children.

Part of the tragedy of Stevens-Johnson Syndrome is that statistics and figures on this potentially deadly disease are extremely difficult to determine because most cases go unreported. The Food and Drug Administration does not require that manufacturers or doctors report such drug reactions, so the consuming public and even some doctors are unaware of the risks these drugs pose. Furthermore, the COX-2 drugs Bextra and Celebrex are know to contain sulfonamides, which can result in SJS or TENS in people sensitive to the chemical. In fact, the FDA cited SJS as one of the main reasons it removed Bextra from the market.

Tip! When clients sometimes cannot even meet their basic requirements like rent and expenses, lawsuit financing helps them. Under such cases the lawsuit financing companies help by providing advances to the clients.

To learn more about Stevens-Johnson Syndrome or for information about hiring a SJS lawyer, please visit our website at http://www.resource4sjs.com This article may be freely reprinted as long as this resource box is included and all links stay intact as hyperlinks.

Monday, November 20, 2006

Considering Filing a Lawsuit? � 8 Important Facts to Consider Before You Sue.

By Kimberle Balsman

Tip! The process to receive Lawsuit loan is Risk Free & simple. There is no Application or upfront fees.

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You've been injured. Or, perhaps you are a victim of fraud or breach of contract. You are angry and ready to seek remuneration from the responsible parties. You thumb through the phone book looking for a lawyer. You want to sue. Before you dial the phone, take time to carefully consider the damaging and often irreparable effects litigation will have on YOU! Yes, you, the injured party - the plaintiff.

I spent more than a decade working for various law firms as a litigation paralegal. As such, one of my primary responsibilities was managing the litigation discovery process for each of the cases assigned to me. Discovery is the means by which opposing attorneys learn facts and information about the other parties to a lawsuit. Specifically, every party to a lawsuit is subjected to written questions and requests for production of documents, as well as giving deposition testimony, designed to elicit information and documentation that the opposing parties can use against them in litigating the case. These documents, Interrogatories, Requests for Admissions and Requests for Production of Documents, are filed with the court and must be answered truthfully, under oath, by the party on whom they are served via certified mail, through their respective counsel of record. Likewise, the comments and answers given by a party during a deposition are taken under oath and are permanently recorded by the court reporter and filed with the court. The fact is that a party providing answers to discovery, particularly deposition testimony, is subject to the same penalties of perjury that apply in a courtroom.

Tip! These directories maintain a whole lot of information of what a lawsuit is, how it is filed and what are the probability of winning the case, which attorney is to be contacted, referral services, and anything regarding the disease and its lawsuits.

Discovery questions are not light-hearted inquiries. Their sole purpose is to dredge up past indiscretions, details of prior lawsuits and very private, personal information about the parties to a lawsuit. We are all familiar with the adage, "skeletons in the closet." Unfortunately, nearly everyone has them. None of us wants them "discovered." Nevertheless, if you become a party to litigation, you have little choice but to open the closet door and expose your past for all to see. The court can, and will, compel your responses to these discovery documents, sometimes with painful consequences. So, don't assume that you can just omit information or hide behind partial truths. Attorneys, and more particularly their paralegals, are quite adept at uncovering salacious and derogatory information.

Tip! Learning the anatomy of civil lawsuits is as easy as spelling 'CAT'.

Opening up your personal life and your past to intense scrutiny can affect devastating consequences for you and your family. I have personally witnessed the breakdown of witnesses during their depositions and at trial as opposing lawyers indiscriminately spout embarrassing and life-altering information to discredit them. Remember, however, that the lawyers are simply doing their jobs.

Sadly, most people are na�ve and/or grossly misinformed about the litigation process and the toll it will take on all involved parties, themselves and their families included. So, before rushing headlong into a lawsuit with the predisposition that you will emerge the victor, completely unscathed, consider the following:

1)	Do I have a criminal record?
2) Do I want personal, private information about myself and my family made public?
3) Have I been a party to previous lawsuits?
4) What events from my past would I not want disclosed to opposing counsel and the jury?
5) Have I paid my taxes in accordance with the IRS rules and regulations?
6) Have I done anything shameful or embarrassing that I would not want my family, friends, neighbors, employer or the general public to know about?
7) Am I comfortable with admitting to any comparative responsibility I might have in the pursuit of a lawsuit for damages?
8) Will the recovery of monetary damages actually make me whole again, and is it worth the price I will pay personally and professionally?

Tip! Usually, the people finding themselves in such circumstances do not take recourse to the law, because they do not have adequate funds to fight their cases. It is here that lawsuit financing by companies comes into the picture.

The most critical of these questions is, of course, number 8. While the chance to recover monetary damages can be enticing, think long and hard about the sacrifices you will endure in the process. Will you, in the end, feel that it was worth it? Or, will you regret, perhaps for the rest of your life, opening Pandora's box?

Kim Balsman is the owner of Balsman Photography, LLC, a small, professional photography studio in Longmont, Colorado. Kim's background is diverse, including formal education in communications and law at Truman State University and the University of Houston, as well as professional photography studies at the New York Institute of Photography. Kim spent over a decade working as a paralegal, practicing in numerous legal specialties with law firms in Texas. Throughout her career, Kim has written thousands of legal documents but prefers the creativity of writing short stories, novels and journalistic pieces. Some of her work has been published in corporate magazines. Kim has lectured at entrepreneurial symposiums and educational facilities and led an initiative to help small printing franchisees compete for demanding legal document reproduction business. Kim enjoyed a brief career in real estate as a Century 21 agent in New England, grossing more than $2M in sales in a matter of a few months. She now devotes her full time to her photography business and writing.

Tip! Mesothelioma law works on the premise that this exposure to an asbestos or related substance without prior knowledge has lead to the injury, and sometimes death of the asbestos mesothelioma sufferer. Beginning your lawsuit early will ensure that you acquire adequate compensation in time to help with your medical expenses and ongoing support and treatment.

Friday, November 17, 2006

Commercial Lawsuit Financing

By Ken Marlborough

Tip! Usually, the people finding themselves in such circumstances do not take recourse to the law, because they do not have adequate funds to fight their cases. It is here that lawsuit financing by companies comes into the picture.

Commercial lawsuit financing is an increasingly popular new source of financing available to business owners. Commercial lawsuit financing is also referred to as lawsuit loan or lawsuit funding. The one good thing about commercial lawsuit financing is that you need not pay back the money unless the case is won. It is for this reason that they are also referred to as �no risk loans'.

Lawsuits can sometimes drag on forever. The claimants, in this case commercial establishments or businesses, may no longer be in actual business. They could be in a position where they are no longer able to afford fighting a case. Mounting legal expenses and severe financial crunch sometimes make businesses settle for a lesser settlement amount. Thanks to the advent of commercial lawsuit financing, things are no longer looking bleak for commercial establishments. Commercial clients can now sustain themselves and give their attorney the time required to get their rightful claim, with the help of commercial lawsuit financing.

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Another advantage with commercial lawsuit financing companies is that they do not usually ask for a security. They are useful in situations where commercial litigants require financial assistance prior to a settlement. Commercial lawsuit financing is applicable to cases like personal injury claims, wrongful termination, discrimination, and motorized collision, to mention only a few. Although the rules or policies of companies may differ ever so slightly, they are available across most of the U.S.

There are lawsuit funding companies which provide funding only to commercial litigants. Commercial lawsuit finance companies usually finance up to 15% of the potential settlement amount. Before you want to go in for commercial lawsuit funding, it is better that you do thorough homework on the various intricacies involved. You can go through scores of web sites which offer extensive information on commercial lawsuit financing. You can also consult your friends, who may have availed these loans before you. One person who will be of immense help could be your financial advisor.

And don't forget your attorney. They are probably best placed to give you the required information. They may also suggest you a good company from which to get the funding for fighting the case.

Tip! The nature of lawsuit funding makes the product high cost. Because of the non-recourse nature of the product, losses are high compared to other types of consumer products and the processing costs are also high because of the small average transaction size � generally less than $5,000.

Lawsuit Financing provides detailed information on Commercial Lawsuit Financing, Lawsuit Cash Advances, Lawsuit Financing, Lawsuit Financing Companies and more. Lawsuit Financing is affiliated with Litigation Financing Companies.

Tuesday, November 14, 2006

Lawsuit Financing Companies

By Ken Marlborough

Tip! Many lawyers and attorneys create lawsuit financing companies based on their experience and the types of cases they encounter the most. Attorneys and lawyers with expertise in personal injury lawsuits or patent lawsuits help by providing cash advances and support in their fields.

Attorneys, law firms, lawyers, beneficiaries or clients usually form lawsuit-financing companies. Lawsuit financing companies can also provide appeal finance, firm finance, custom finance or estate finance.

Many lawyers and attorneys create lawsuit financing companies based on their experience and the types of cases they encounter the most. Attorneys and lawyers with expertise in personal injury lawsuits or patent lawsuits help by providing cash advances and support in their fields.

Tip! Learning the anatomy of civil lawsuits is as easy as spelling 'CAT'.

Lawsuit financing companies provide many financing options. With a significant monthly fee, a few lawsuit financing companies may help to settle the case faster. Though a large variety of options are available, the plaintiff has to discuss with the attorney which option is best suited to him.

The lawsuit financing company and the plaintiff can make an agreement of the amount of share the lawsuit financers would obtain after the settlement or the verdict is known. This is called "flat fee". Apart from the flat fees, the plaintiff has to pay a minimum fee every month, called "recurring fees", to the lawsuit financing company. This recurring fee can be as low as 2.9% in the case of a few lawsuit financing companies, or could be as high as 15% with other companies.

It is the financing company's decision as to how much to pay as the cash advance. Lawsuit financing companies pay from $1000 to about a million dollars depending on the case.

Every lawsuit financing company would have a team of lawyers to assess the strength of the case. The key is to avoid funding frivolous complaints. Thus the financing companies will scrutinize the complaint and decide the chances of success of the case.

Lawsuit financing companies do not term their cash advances as loans but as investments. The applicant has to repay after the verdict. Usually the monetary settlement that is obtained after the settlement by the court is larger than the company's advance. The lawsuit financing company should be paid the principal and the predetermined share of the monetary verdict.

Tip! You should also try to provide your attorney or lawyer with details pertaining to the period in which your exposure occurred, who you were working for at the time, and any details regarding whether you had prior knowledge of your exposure. All this information is considered to be important and will ensure that your mesothelioma attorney or lawyer will be successful in your mesothelioma lawsuit.

Many lawsuit financing companies can be approached through the Internet. Companies like legalcashnow.com, legalfundingnetwork.com and lawsuitcash.com are available on the Internet. Websites like these are flooded with information and instructions regarding lawsuit financing.

Lawsuit Financing provides detailed information on Commercial Lawsuit Financing, Lawsuit Cash Advances, Lawsuit Financing, Lawsuit Financing Companies and more. Lawsuit Financing is affiliated with Litigation Financing Companies.

Saturday, November 11, 2006

Lawsuit Financing

By Ken Marlborough

Tip! While there are many success stores there are just as many horror stories to be told about lawsuit funding transactions. Typically, the horror stories all come from the same companies �those charging very high compounded rates.

Lawsuit financing is usually misunderstood as loans. In reality lawsuit finances or lawsuit funds are advances or investments made to avoid state laws against making excessive charges of interest. These lawsuit finances are available for appellate funding, attorney funding, expert witnesses and plaintiffs. Lawsuit finance helps those who have lost their jobs, have met with accidents, had personal injuries, faced sexual harassment, or are charged with malpractice.

When clients sometimes cannot even meet their basic requirements like rent and expenses, lawsuit financing helps them. Under such cases the lawsuit financing companies help by providing advances to the clients. Lawsuit finance is non-recourse in nature. Unlike a loan it is retrieved by the lawsuit financing company only when the verdict is in favor of the client. The lawsuit financing company can claim for the settlement of the money only after the final verdict or statement is known.

Tip! The process to receive Lawsuit loan is Risk Free & simple. There is no Application or upfront fees.

The lawsuit financing company has options like flat fee, where the lawsuit financing company decides beforehand what amount or share the client would pay after the final verdict is known. The lawsuit financing companies charge the plaintiffs with recurring fees that they have to pay until the verdict is made final. This recurring fee varies according to the case. It is usually collected on a monthly basis. The fee could be as low as 0.5% or could be as high as 15%.

Attorneys, their witnesses, and testimony can together convince the judge or jury to take your favor. In these situations, use expert witness funding. The attorney funding becomes essential when the plaintiff runs out off capital or the litigation costs exceed the expected amount. Then funding or financing becomes essential. The plaintiff funding is made as investments and not mere loans. If the plaintiff has received a monetary verdict but a trial is pending, then appellate financing is suggested.

Lawsuit Financing provides detailed information on Commercial Lawsuit Financing, Lawsuit Cash Advances, Lawsuit Financing, Lawsuit Financing Companies and more. Lawsuit Financing is affiliated with Litigation Financing Companies.

Wednesday, November 08, 2006

Lawsuit Cash Advances

By Ken Marlborough

Tip! Many lawyers and attorneys create lawsuit financing companies based on their experience and the types of cases they encounter the most. Attorneys and lawyers with expertise in personal injury lawsuits or patent lawsuits help by providing cash advances and support in their fields.

Lawsuit cash advances, also called pre-settlement cash loans, are non-recourse in nature. Whenever a plaintiff files a lawsuit, the lawsuit financing company investigates the type of lawsuit, studies its strength and chances of success, and provides a cash advance in return for a promise by the plaintiff to pay a share or part of the verdict or monetary settlement. This pre-settlement cash advance is called as non-recourse in nature because this cash advance is not a loan but an advance, which the plaintiff has to repay to the lawsuit financing company only after the final settlement from the court.

In case the lawsuit fails, the plaintiff need not pay any amount to the lawsuit financing company. If the final verdict results in an amount less than the advance, the plaintiff need not pay the difference. The plaintiff has to pay only a share of what he receives even if the amount is smaller than the advance he received from the lawsuit financing company.

The amount of cash advance available from the lawsuit company will depend on the nature of the lawsuit, the company and the strength and chances of success of the lawsuit. Depending on the above said factors a lawsuit financing company may pay a cash advance of $500 to $25,000. There are incidents when the lawsuit financing company even provides a cash advance of $100,000.

Tip! A lawsuit cash advance is not a loan but a participation in a personal injury legal settlement. If the injured victim who receives the lawsuit cash advance for whatever reason doesn't receive a cash settlement from their case, they owe nothing and the company that provides the lawsuit cash advance receives nothing.

Usually the company would be interested to pay a cash advance only when it feels that the claimant can receive a higher verdict than the advance made by the lawsuit financing company. The financing companies can collect the advance they made after the verdict is known. This fee is called the flat fee, while a monthly fee can be charged on the plaintiff until the settlement.

Cash advances and pre-settlement advances can be used by plaintiffs to meet their requirements like rent, medical bills, or extending their business.

Lawsuit Financing provides detailed information on Commercial Lawsuit Financing, Lawsuit Cash Advances, Lawsuit Financing, Lawsuit Financing Companies and more. Lawsuit Financing is affiliated with Litigation Financing Companies.

Sunday, November 05, 2006

Lawsuit Financing Expenses

By Ken Marlborough

Tip! But now these new Lawsuit loans are great help to plaintiffs. In the past, these claimants have needed to accept lesser settlement amounts due to pressing financial difficulties.

Lawsuit loans become imperative in cases where the plaintiff's financial hardship is the result of being injured and no longer able to work. They may need money for treatment or even to pay for their children's education. And then there are the costs to be paid to the attorney. The lives of such claimants become difficult. Thanks to the increasing number of lawsuit funding companies, one need not despair anymore. Generally, lawsuit-funding companies will finance around 10-15% of the total settlement value. They are of great help to plaintiffs.

These loans are risk free and simple. Usually, there is no up front fee and the approval is fast. After the initial contact between plaintiff and attorney, the funds are dispersed in a matter of two or three days. The expenses may also involve the most important person involved in the entire case: your attorney. Many of these attorneys are specialists and hiring one may be an expensive proposition. Their expenses are also covered in lawsuit financing. Many attorneys are paid on an hourly basis. Your lawsuit loan may be the only source enabling you to hire the services of a good attorney.

Tip! Usually the company would be interested to pay a cash advance only when it feels that the claimant can receive a higher verdict than the advance made by the lawsuit financing company. The financing companies can collect the advance they made after the verdict is known.

The fee or expenses involved may vary from one lawsuit financing company to another. They may depend on the circumstances and are arrived upon on a case-to-case basis. Most of these lawsuit financing companies use an "experience-based" formula to arrive at a fee. The formula involves doing a deep analysis of your case. Once done, the rate is calculated and sent to you. On the Internet, one can find out a great extent about the expenses involved in going in for lawsuit funding. You can also get to know about them through your attorney. They would be able to give you invaluable information on the entire lawsuit financing process and the expenses you are likely to incur.

Tip! Many lawsuit financing companies can be approached through the Internet. Companies like legalcashnow.

Lawsuit Financing provides detailed information on Commercial Lawsuit Financing, Lawsuit Cash Advances, Lawsuit Financing, Lawsuit Financing Companies and more. Lawsuit Financing is affiliated with Litigation Financing Companies.